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Would you recommend liability insurance for an RN, who is working as a home health aide for a non-medical agency?

Monday June 17, 2013
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Question:

Dear Donna,

Would you recommend liability insurance for an RN, who is working as a home health aide for a non-medical agency?

RN working as an HHA

Dear Donna replies:

Dear RN working as an HHA,

This is a tricky situation. I wonder why you are working as a home health aide in the first place. But even when you work in a lesser capacity, you are held legally responsible to the highest license you hold.

When you say a non-medical agency, I'm not sure what that means in this case or what your actual job description is.

Generally speaking, nurses should have liability insurance when doing anything involving direct patient care, and other roles, even as a volunteer. So with the limited information you provided, I would suggest you might want to get it. But be sure the policy would even cover you when working as an HHA, rather than an RN.

Ideally, you should speak to a nurse attorney about your situation and provide more detail. You might consider sending your question to Nancy Brent, RN, JD at Brent's Law, to see what she advises (http://www.nurse.com/asktheexperts/brentslaw/).

Best wishes,
Donna


Donna Cardillo, RN, MA, well-known career guru, is Nurse.com’s “Dear Donna” and author of “Your First Year as a Nurse: Making the Transition from Total Novice to Successful Professional” and “The ULTIMATE Career Guide for Nurses: Practical Advice for Thriving at Every Stage of Your Career.” Information about the books is available at www.Nurse.com/CE/7010 and www.Nurse.com/CE/7250, respectively. To ask Donna your question, go to www.Nurse.com/Asktheexperts/Deardonna. Find a “Dear Donna” seminar near you: Call 800-866-0919 or visit http://Events.nursingspectrum.com/Seminar.